Terms and Conditions

Welcome to Urban Finco. By accessing or using our website, mobile application, or any of our services, you agree to be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By registering an account or using our services, you accept these Terms and Conditions and agree to comply with all applicable laws and regulations.

2. Eligibility

To use Urban Finco, you must be at least 18 years of age and possess the legal authority to enter into this agreement.

3. User Registration

• You agree to provide accurate and complete information when registering.

• You are responsible for maintaining the confidentiality of your login credentials.

• Any activity under your account is your responsibility.

• Deposits and Withdrawals

• Fund Transfers

• Fixed Deposits (FDR) & Recurring Deposits (DPS)

• Bill Payments

• Referral Rewards

• Loans (subject to eligibility and terms)

• Transaction limits may apply based on account type, verification status, or service category.

• We reserve the right to delay, reverse, or reject any transaction for legal, security, or regulatory reasons.

• Use the platform for illegal or fraudulent activities.

• Misrepresent yourself or impersonate others.

• Attempt to hack, reverse-engineer, or disrupt the services.

• We make every effort to ensure accuracy but do not guarantee that our services will be error-free or uninterrupted.

• Services are provided "as is" without warranties of any kind, unless expressly stated.

📧 Email: support@urbanfinco.com

4. Services Offered

Urban Finco offers a range of digital financial services including but not limited to:

5. Account Security

We use advanced encryption and security protocols. However, users must take reasonable steps to protect their own accounts from unauthorised access.

6. Fees and Charges

Urban Finco reserves the right to charge service fees as applicable. All charges will be transparently displayed prior to completing any transaction.

 

7. Transactions and Limits

 

8. User Conduct

You agree not to:

 

9. Intellectual Property

All content, branding, and technology used on Urban Finco are the property of Urban Finco or its licensors and may not be copied or reused without permission.

 

10. Termination

Urban Finco reserves the right to suspend or terminate accounts for violations of these terms, suspicious activity, or legal obligations.

 

11. Disclaimers

 

12. Limitation of Liability

Urban Finco shall not be held liable for any indirect, incidental, or consequential damages arising out of your use of the platform or services.

 

13. Privacy

Our Privacy Policy explains how we collect, use, and protect your information. By using our services, you consent to our data practices.

 

14. Changes to Terms

We may update these Terms from time to time. You will be notified of significant changes, and continued use of our services means you accept the revised terms.

 

15. Governing Law

These Terms will be governed by and interpreted in accordance with the laws of the State of Country, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Country for the resolution of any disputes.

16. Contact Us

If you have any questions or concerns regarding these Terms, please contact us